If you become disabled through injury, sickness, or other circumstances and have not been able to work for a year (long term disability), then you may be eligible for social security disability insurance (SSDI) benefits. If your application is approved, you can collect the social security disablity insurance benefit until age 65 when is the time the benefit is transfered to the pension program.
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Insiders Tips For Reducing Spending
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VA Disability Benefits
By Greg Cook Recommended Reading
Insiders Tips For Reducing Spending
Money Saving Tips And Ideas Covers
Practically All Areas Of Household
And Modern Living Expenditure
VA Disability Benefits
VA disability benefits are available for war-time veterans or their surviving spouse whether or not your disability is service-connected. There are many veterans and surviving spouses of deceased veterans from World War II and Korea that don't even know they qualify!
It is a shame that this is one of the VA's best kept secret.
Of the two VA disability benefits, the one discussed here is the non-service connected disability pension. This benefit has a three tier payment level depending on your particular situation.
Disability Pension
To be eligible you must meet the following requirements:
1. You must have been discharged under other than dishonorable conditions.
2. If you enlisted before September 7, 1980, you must have served 90 days or more of active duty with at least one day during a period of war. Anyone who enlisted after September 7, 1980, however, must serve at least 24 months or the full period for which that person was called to serve.
3. You must be permanently and totally disabled, or age 65 or older. The Veterans Administration no longer requires those over age 65 to submit evidence they have a disability that prevents them from working.
4. In addition, your "countable" income must be below the yearly limit set by law; called the Maximum Annual Pension Rate (MAPR).
The Base MAPR for 2008 are:
1. ran with no dependents $11,181
2. ran with a spouse or a child $14,643
3. If you are housebound, which basically means you can no longer safely drive.
The Housebound MAPR for 2008 are:
1. Housebound veteran with no dependents = $13,664
2. Housebound veteran with one dependent = $17,126
3. Add, for each additional dependent = $1,909
Aid And Attendance Entitlement
If the veteran needs help with the basic activities of daily living (dressing, bathing, grooming, hygiene, toileting, etc.) they may qualify for additional disability pension benefits. The veteran will need to show that he or she needs home care on a regular and permanent basis, or lives in an assisted living facility.
The Aid and Attendance benefit MAPR for 2008 are:
1. Veteran who needs aid and attendance with no dependents =$18,654
2. Veteran who needs aid and attendance with one dependent = $22,113
VA Disability Benefits Payment
The actual amount of your disability pension will depend on your "countable" income. Countable income is your gross income minus qualified health care expenses. The VA will pay you the difference between your "countable" income and the MAPR that matches your personal situation. The VA disability pension will be paid directly to you in 12 equal payments.
It is a shame that this is one of the VA's best kept secret.
Of the two VA disability benefits, the one discussed here is the non-service connected disability pension. This benefit has a three tier payment level depending on your particular situation.
Disability Pension
To be eligible you must meet the following requirements:
1. You must have been discharged under other than dishonorable conditions.
2. If you enlisted before September 7, 1980, you must have served 90 days or more of active duty with at least one day during a period of war. Anyone who enlisted after September 7, 1980, however, must serve at least 24 months or the full period for which that person was called to serve.
3. You must be permanently and totally disabled, or age 65 or older. The Veterans Administration no longer requires those over age 65 to submit evidence they have a disability that prevents them from working.
4. In addition, your "countable" income must be below the yearly limit set by law; called the Maximum Annual Pension Rate (MAPR).
The Base MAPR for 2008 are:
1. ran with no dependents $11,181
2. ran with a spouse or a child $14,643
3. If you are housebound, which basically means you can no longer safely drive.
The Housebound MAPR for 2008 are:
1. Housebound veteran with no dependents = $13,664
2. Housebound veteran with one dependent = $17,126
3. Add, for each additional dependent = $1,909
Aid And Attendance Entitlement
If the veteran needs help with the basic activities of daily living (dressing, bathing, grooming, hygiene, toileting, etc.) they may qualify for additional disability pension benefits. The veteran will need to show that he or she needs home care on a regular and permanent basis, or lives in an assisted living facility.
The Aid and Attendance benefit MAPR for 2008 are:
1. Veteran who needs aid and attendance with no dependents =$18,654
2. Veteran who needs aid and attendance with one dependent = $22,113
VA Disability Benefits Payment
The actual amount of your disability pension will depend on your "countable" income. Countable income is your gross income minus qualified health care expenses. The VA will pay you the difference between your "countable" income and the MAPR that matches your personal situation. The VA disability pension will be paid directly to you in 12 equal payments.
How To Apply
You can apply for the VA disability benefits by filling out VA Form 21-526, Parts A,B,C and D plus multiple additional forms and documentation.
For more information on VA disability benefits you can visit the Veterans Care Advisors website http://www.veteranscareadvisors.com where you will be able to find tips and best practices to help you successfully obtain the VA disability pension benefit.
Greg Cook is a consultant with extensive experience dealing with governmental agencies in the financial world and with major non-profit organizations. Through his Veterans Care Advisors program and handbook of tips http://www.veteranscareadvisors.com He has helped hundreds of senior citizens successfully navigate the long term care industry. He is a senior advocate, geriatric care manager and a Certified Senior Advisor.
Recommended ReadingYou can apply for the VA disability benefits by filling out VA Form 21-526, Parts A,B,C and D plus multiple additional forms and documentation.
For more information on VA disability benefits you can visit the Veterans Care Advisors website http://www.veteranscareadvisors.com where you will be able to find tips and best practices to help you successfully obtain the VA disability pension benefit.
Greg Cook is a consultant with extensive experience dealing with governmental agencies in the financial world and with major non-profit organizations. Through his Veterans Care Advisors program and handbook of tips http://www.veteranscareadvisors.com He has helped hundreds of senior citizens successfully navigate the long term care industry. He is a senior advocate, geriatric care manager and a Certified Senior Advisor.
Insiders Tips For Reducing Spending
Money Saving Tips And Ideas Covers
Practically All Areas Of Household
And Modern Living Expenditure
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